Mortgage Broker vs Bank - The Benefits of a Broker
Working with a mortgage broker has benefits compared to working directly with a bank - and a better rate is only one of them. If you’re...
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Essential Mortgage
- May 8, 2019
- 5 min
Why You Should Consolidate Your Debt (And How)
Getting on top of your debt can be hard, but consolidating your debt could be your first step to getting debt-free. We’ve talked about...
Essential Mortgage
- Apr 17, 2019
- 5 min
How to Build Your Credit Rating
Your credit score has a huge effect on what financial services you have access to, and building it can be hard. But there are ways it can...
Essential Mortgage
- Apr 4, 2019
- 3 min
How Much Debt is Too Much for a Mortgage
How you as a consumer can evaluate your financial situation Most adults in Canada have some amount of debt. In fact, as of 2017 the...
Essential Mortgage
- Mar 28, 2019
- 3 min
What is the Bank of Canada Overnight Rate?
How the overnight rate affects you, and everyone else Earlier this month, the Bank of Canada announced that the ‘overnight rate’ was...
Essential Mortgage
- Mar 21, 2019
- 3 min
The New First Time Home Buyer Incentive - What it is, How it Works
Canada Mortgage and Housing Corporation to contribute up to 10% toward new build down payments, and changes to the Home Buyer’s Plan If...
Essential Mortgage
- Mar 14, 2019
- 5 min
What Do I Need to Apply for a Mortgage?
Each mortgage is different, and each lender has different requirements - but there are a few things that are always needed. If you want...
Essential Mortgage
- Feb 28, 2019
- 5 min
Being Safe Online: How to Protect Yourself and Your Family
In a recent blog post we detailed how to identify and protect yourself from phishing attacks online. However, there are more...
Essential Mortgage
- Feb 21, 2019
- 4 min
Being Safe Online: How to Protect Yourself From Phishing
So, you’re checking your email as you usually do, and you see an email from what looks to be a usual email contact - your phone or...
Essential Mortgage
- Feb 13, 2019
- 3 min
How to be Safe During Tax Time
It’s one of the most stressful times of the year: tax time. A time of waiting for your employer to give you your T4 so you can file your...
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